Tips for Teens Starting Their First Summer Job!

The school year is almost over and many teens will be starting their first jobs and paid internships soon. With that in mind, we have some helpful tips for teens and parents.

 

Understand All of the Expectations of Your Job

Summer Jobs and Paid Internships should share all of the responsibilities that are associated with your position. Internalize them and get clarification on any item that is not clear. Getting into the habit of meeting and exceeding expectations is how you excel in any chosen career. It's great to get into the habit early.

Open A Bank Account

Some summer job programs issue debit cards where salaries are deposited and paid internships often issue checks. This is a great opportunity to join the formal banking system. Set up a direct deposit to bypass the debit cards and need to formally cash a check. The debit cards often come with a myriad of fees that add up very quickly and restrictions. You can avoid most of those with a debit card from your own bank account. Having the money directly deposited in your bank account gives you quick access to it.

Put Your Pay & Work Schedule In Your Calendar

First jobs are usually hourly. Knowing when you will get paid and having an idea of how much you should be getting paid ensures that you can plan accordingly. Mapping out your schedule helps you avoid scheduling conflicts. Most jobs pay on a set date so you can easily figure out the dates or you can ask a supervisor for the dates.

Plan Your Lunch & Commute

Having your own money is a liberating feeling but it also means that you have your own bills. Lunch and commuting can be one of them. If your parents are helping you to cover your both, you can skip to the next section. However, if that is not the case be warned that food and travel can take a bite out of your paycheck. Our suggestion is to mix up your work days with buying lunch and bringing lunch. That way you can still enjoy eating out but don't end up overspending on it. Weigh your commuting options. You may want to consider carpooling, biking or mass transit to reduce your travel costs.

TRACK YOUR SPENDING

If you are working a summer job to save up for something or to start paying for your own costs, you need to track your spending. Nothing is worse than working a long hot summer and not achieving a single financial goal. Setup alerts on your phone for everyday spending and regular updates about your account balance. Make sure whatever amount you are saving up for or are now responsible for is always in your account.


Hopefully, these tips can help you be successful at your first job. If you have any more questions about it, speak to your parents. They will have years of experience to share with you.