Kusum was born in India. After early education in a British school, she moved to New York City in 1966 when her father, who was part to the Indian diplomatic core, was transferred to New York. She attended high school in New York and upon completion in 1969, returned to New Delhi, India to attend college. She attended LSR College in Delhi University and graduated with Honors in Economics and Mathematics.
She returned to USA in 1972 began her MBA in Finance and Marketing and received her MBA in 1974. She joined PNB bank and concurrently attended the Wharton School of Business.
Kusum started her 20-year career with Citibank in 1976 in Consumer Banking. She was in Marketing, Sales and Customer Care. After working and launching several new businesses/division around USA, EMEA, she left her corporate career in 1996 to reinvest in herself.
Kusum is passionate about mentoring and education of women. She started mentoring young girls early in her life and has actively funded and supported many young women and men, some of who were the first to get a college degree in their family.
She has served on several non- profit Boards in USA, India and South Africa... including the National Glucoma Foundation, Barrington Stage Company, a regional theatre in the Berkshires and a handicraft NGO in India Dastkar.
Currently Kusum is the Global chair and A Founding member of AccessCircles; a by invitation global network of women -that focuses on mind body connection, Life balance and socially responsible giving. She launched her first international chapter in South Africa and is also working on launching new chapters in Scandinavia, UK, Singapore and India.
Additionally she is on the Board of Asia Initiatives...a non -profit that focuses on women economic empowerment programs through Social Community credits.
Kusum loves to travel and garden. She continues to travel extensively in Africa, South America and South East Asia. Currently, Kusum and her husband Rupi are spending time between their homes in Berkshires, NYC and Knysna South Africa.